Spring Budget 2024: Understanding the Property Market Impact
MARCH 2024 MARKET UPDATE...
Whether you are a first-time buyer, seeking a Later Life mortgage, or require specialist finance, we take the time to understand your unique requirements.
Our experts will support you in finding the most suitable solution. To learn more, arrange your consultation with us.
A mortgage is secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Mortgage deals may not be available, and lending is subject to individual circumstances and status.
If you’re looking to purchase a new home, or if you wish to remortgage, we understand the various issues that can arise.
At Henry Dannell, our niche is our knowledge. With a team of highly skilled advisers, experienced in dealing with all types of income structures, with a proficient understanding of lender criteria and current market trends, we are well-positioned to deliver the best solutions the market has to offer.
Our specialist advisers have over 45 years of combined experience in supporting clients looking for bespoke mortgage solutions. We will provide advice that is tailored to your circumstances and objectives.
We are here to support you throughout each step of your mortgage journey. Our expert advisers take the time to understand your requirements and circumstances to explore the most suitable options available to you.
When purchasing a property, you will find that the mortgage is just one piece of the puzzle – many of our clients often require support and guidance with additional matters.
We are able to offer related services through our network of trusted partners – such services as, Building and Contents Insurance, a solicitor recommendation, or an introduction to another qualified professional. All of our trusted partners are well-placed to provide you with high-quality advice and guide you toward solutions that will protect what is most important to you.
Please note: a mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. This information does not contain all of the detail you would need to choose a mortgage. Make sure you read the provided individual European Standardised Information Sheet (ESIS) which most lenders in the UK refer to as the ‘Mortgage Illustration’ before you make a decision. The Mortgage Illustration gives you tailored information based on a particular mortgage and the level of lending you require which is important to help you make your decision. This includes associated rates and fees, the overall costs of the mortgage and your monthly repayments. PLEASE NOTE THIS DOES NOT CONSTITUTE MORTGAGE ADVICE AND THE FIGURES SHOWN ARE PURELY A GUIDE. THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR AN ESIS.
We were able to source a lender willing to offer at 5.5 times the client’s income, without factoring in the current residential mortgage, on the basis we could evidence consent to let and provide expected rental estimates from local agents.
With our market knowledge and relationships with lenders, we were able to find our client a suitable solution that allowed him to proceed with the build and development of a new project.
We were able to source a bank willing to take into account our client’s payment summary and aged debt for the year.
Our client was in the process of separating and, as part of the divorce settlement, was obligated to redeem his ex-wife’s mortgage on her £12m property. Simultaneously, he sought to remortgage his own property and wanted to consolidate both borrowings into a single facility.
‘…outstanding in delivering exemplary personal service in a world where personal service seems to have been relegated to a thing of the past.’
King's Council