Critical Illness
When arranging Critical Illness cover, getting the right advice and a bespoke policy requires specialist support. At Henry Dannell, we can advise you on an extensive range of policies – from core to comprehensive cover. For support, book your free 30-minute, no-obligation consultation today.
5-Star-Rated Customer Experience
Comprehensive Market Access
Fee-Free 30-Minute Consultation
Please note: these plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse. Plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document if you go ahead with a plan.
What is Critical Illness cover?
Critical Illness policies cover conditions such as cancer, heart attack and stroke and can be taken out in conjunction with your Life Insurance to protect your assets or your personal circumstances throughout your working life. It pays out a lump sum and can provide cover to a maximum age of 85. Getting the right advice and a bespoke policy requires specialist support from an adviser. We can advise you on an extensive range of policies, from core to comprehensive cover.
What does Critical Illness cover provide?
In the event of being diagnosed with a serious or critical illness, this cover will protect you and your family by providing a lump sum pay-out. This pay-out can be used for anything – many seek private medical treatment, others pay off their mortgage or school fees, and some simply use this sum to sustain finances while they are ill. Think of it as a financial cushion on which to land, enabling you to deal with the immediate financial consequences that follow the diagnosis of a serious or critical illness.
What conditions are covered with a Critical Illness policy?
Every insurer will provide cover if you are diagnosed with cancer or suffer from a stroke or heart attack. Other conditions will depend on the provider, as it varies from insurer to insurer.
At Henry Dannell, we are experts in the market and will be able to provide you with detailed comparisons of your Critical Illness options. We can offer you the most affordable and suitable solutions the market has to offer, fitting your circumstances.
We use specialist tools that score the policy of each insurer, allowing us to understand how comprehensive the definition of a specified critical illness is. In layman’s terms – a more complicated definition means less chance of a successful claim. We navigate this complicated market for you.
Our Insights
Can I get Life Insurance if I have been diagnosed with Bipolar disorder?
If you have a very mild case of the disorder you may even be able to get other types of insurance such as income protection or critical illness cover. When you have an Assessment with us, we will take the time to research your medical history.
Read More
Mortgage Protection Insurance Guide
Download
I am a Barrister. Do I need income protection?
What is Income Protection? Income protection insurance is designed to cover the loss of income caused by illness or injury. It offers to cover part of the policyholder’s salary and provides additional support to get employed and self-employed individuals back to work as soon as...
Read More
Can I get Life Insurance if I have been diagnosed with Bipolar disorder?
If you have a very mild case of the disorder you may even be able to get other types of insurance such as income protection or critical illness cover. When you have an Assessment with us, we will take the time to research your medical history.
Read More
Mortgage Protection Insurance Guide
Download
I am a Barrister. Do I need income protection?
What is Income Protection? Income protection insurance is designed to cover the loss of income caused by illness or injury. It offers to cover part of the policyholder’s salary and provides additional support to get employed and self-employed individuals back to work as soon as...
Read MoreWhat our clients say...
'They are a fantastically impressive, loyal and decent team and I would never put my business elsewhere.'
Banker